Understanding Your Personal Credit Report
Planning to finance a home, rent an apartment or buy a car soon? You may want to spend a little time getting familiar with your personal credit score and how it might affect your plans. Recent studies have shown that most people don’t monitor their credit files on a regular basis and know little about […]
Continue readingHow to Get the Best Mortgage Rate by Simply Cleaning up Your Credit.
Search online and you will see that current mortgage rates are still at historical lows. Over the past several years rates have been consistently below 5% with lows hovering around 3%. This is a wonderful opportunity for buyers who can qualify for these rates, for others, not so much. Home buyers with less than stellar […]
Continue readingAttack of The Zombie Debt
It’s 5pm, you and your family are getting ready to sit down for a quiet, peaceful dinner when it happens. Out of nowhere, your phone suddenly jumps to life. Vibrating and playing its familiar tones. Unsuspecting you answer only to become the next victim of The Living Debt! An old debt that has exceeded the […]
Continue readingTips for Saving Money on Car Insurance
If you’re re-evaluating your expenses, your car insurance policy is probably a good place to start! You might be paying the same rate you were paying ten years ago because you haven’t explored your options for changing policies. Intentionally exploring how you can save money on your car insurance could end up in your favor. […]
Continue readingHow and When to Change Auto Insurance Companies
Investigate different companies, and shortlist insurance firms with excellent track records when it comes to handling claims. Ask family, friends, and colleagues for recommendations. You can also check online forums and review sites as well as consumer publications to find the most reputable insurance providers. Additionally, check with your state insurance office to discover customer […]
Continue readingTop Reasons For Switching Auto Insurance Companies
Your car insurance protects you from unforeseen costs resulting from vehicle accidents and other unexpected situations, which is why it is important to choose a provider that meets your exact insurance needs. If you feel that you are no longer satisfied with the coverage or services offered by your current insurer, it may be time […]
Continue reading6 (more) Myths About Life Insurance
Even though Life Insurance is a key part of any financial planning, it is never prioritized and is often deemed too complex to handle. But sooner rather than later life insurance is a good idea to invest in it, as not having a good plan could wreak havoc with your finances. Here are six more […]
Continue reading5 Signs That You’re Spending Too Much at the Grocery Store
Buying groceries is a necessity, but if you’re like a lot of people, you might spend a lot more on them than you have to. It can be easy to get carried away when you’re tossing items in your cart (especially if you go shopping when you’re hungry), but if you aren’t careful, your grocery […]
Continue reading3 Tips for Reducing Food Costs While on a Road Trip
Spring time is soon upon us and many of us are making plans for the approaching warm weather. One of the most favorite American pastimes is the illustrious road trip. Famous for creating on-the-cheap impromptu memories, the road trip is a tradition for many of us. When heading out on a road trip, it’s easy […]
Continue readingHow To Stop Collection Agency Harassment
Being in debt is stressful enough without having collection agencies harassing you at all hours of the day and making you feel like a criminal. If you are in debt and late on your payments, you are probably quite overwhelmed and may think that the collection agency is right in harassing you. However, that is […]
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