Understanding Your Personal Credit Report

  • October 25, 2018
credit scores

Planning to finance a home, rent an apartment or buy a car soon? You may want to spend a little time getting familiar with your personal credit score and how it might affect your plans. Recent studies have shown that most people don’t monitor their credit files on a regular basis and know little about […]

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How to Get the Best Mortgage Rate by Simply Cleaning up Your Credit.

  • May 16, 2018
new home mortgage

Search online and you will see that current mortgage rates are still at historical lows. Over the past several years rates have been consistently below 5% with lows hovering around 3%. This is a wonderful opportunity for buyers who can qualify for these rates, for others, not so much. Home buyers with less than stellar […]

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Attack of The Zombie Debt

  • May 15, 2018
zombie debt

It’s 5pm, you and your family are getting ready to sit down for a quiet, peaceful dinner when it happens. Out of nowhere, your phone suddenly jumps to life. Vibrating and playing its familiar tones. Unsuspecting you answer only to become the next victim of The Living Debt! An old debt that has exceeded the […]

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Tips for Saving Money on Car Insurance

  • April 11, 2018

If you’re re-evaluating your expenses, your car insurance policy is probably a good place to start! You might be paying the same rate you were paying ten years ago because you haven’t explored your options for changing policies. Intentionally exploring how you can save money on your car insurance could end up in your favor. […]

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How and When to Change Auto Insurance Companies

  • April 11, 2018

Investigate different companies, and shortlist insurance firms with excellent track records when it comes to handling claims. Ask family, friends, and colleagues for recommendations. You can also check online forums and review sites as well as consumer publications to find the most reputable insurance providers. Additionally, check with your state insurance office to discover customer […]

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Top Reasons For Switching Auto Insurance Companies

  • April 11, 2018
car insurance providers

Your car insurance protects you from unforeseen costs resulting from vehicle accidents and other unexpected situations, which is why it is important to choose a provider that meets your exact insurance needs. If you feel that you are no longer satisfied with the coverage or services offered by your current insurer, it may be time […]

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6 (more) Myths About Life Insurance

  • April 11, 2018

Even though Life Insurance is a key part of any financial planning, it is never prioritized and is often deemed too complex to handle. But sooner rather than later life insurance is a good idea to invest in it, as not having a good plan could wreak havoc with your finances. Here are six more […]

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5 Signs That You’re Spending Too Much at the Grocery Store

  • March 27, 2018
grocery shopping

Buying groceries is a necessity, but if you’re like a lot of people, you might spend a lot more on them than you have to. It can be easy to get carried away when you’re tossing items in your cart (especially if you go shopping when you’re hungry), but if you aren’t careful, your grocery […]

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3 Tips for Reducing Food Costs While on a Road Trip

  • March 26, 2018
Road Trip

Spring time is soon upon us and many of us are making plans for the approaching warm weather. One of the most favorite American pastimes is the illustrious road trip. Famous for creating on-the-cheap impromptu memories, the road trip is a tradition for many of us. When heading out on a road trip, it’s easy […]

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How To Stop Collection Agency Harassment

  • March 16, 2018
collection agency

Being in debt is stressful enough without having collection agencies harassing you at all hours of the day and making you feel like a criminal. If you are in debt and late on your payments, you are probably quite overwhelmed and may think that the collection agency is right in harassing you. However, that is […]

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