5 Most Overlooked Things Every Homeowner Needs

  • March 6, 2018

So you’re one of the lucky 2/3 of Americans who own a home and no longer have to pay rent. That’s great, but by no means is home ownership cheap. With the rising costs of living, finding ways to save money is something that everyone should do.

  • 1. HARP Refinance


    HARP—the Home Affordable Refinance Program—was created by the Federal Housing Finance Agency specifically to help homeowners who are current on their mortgage payments, but have little to no equity in their homes, refinance their mortgage – that is, they owe as much or more than their homes are currently worth – are eligible for a HARP refinance.

    If you got your mortgage loan at a bank, credit union or mortgage company, it may be owned by Fannie Mae or Freddie Mac. If so, you could qualify for HARP refinancing and you could save thousands with a lower rate or other more favorable terms. No minimum credit score is required and closing costs can be bundled into the new loan so you don’t need much cash up front. Start here to see if you are eligible

    Click Here to Learn More About HARP

  • 2. Debt Relief


    Right now banks are scrambling to collect on billions in outstanding debt. In 2017 alone banks were forced to write off billions, but since then personal debt in America has surpassed 1.2 trillion dollars. Banks are worried their loses may skyrocket, but this online debt relief program is turning their fear into your advantage.

    With millions of Americans living paycheck to paycheck, the time for debt relief has never been more urgent. Banks know this, and they also know that it’s better to get something – rather than little or nothing – from consumers who default on debts.
    Start here to get immediate help with your debt

    Click Here to Get Help With Debt
  • 3. Home Warranty


    A home warranty is a service contract that helps homeowners cover costly, unexpected repairs on home systems and appliances that break down due to normal wear and tear.

    Many home sellers and real estate agents buy a home warranty as a buyer’s incentive. Owners of existing homes can purchase a home warranty to cover items such as heating and air conditioning systems, plumbing and electrical systems and appliances. Home warranties can provide peace of mind for homeowners. Home warranty companies have been providing repair and replacement services to consumers since the 1970s.
    Start here to see if what plans are best for your home

    Click Here To View Warranty Plans
  • 4. Life Insurance


    No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid. In the event of a tragedy, life insurance proceeds can:
    Pay for funeral costs, Help pay the bills and meet ongoing living expenses, Pay off outstanding debt, including credit cards and the mortgage, Continue a family business, Finance future needs like your children’s education, and Protect a spouse’s retirement plans
    Start here to see which plan is best for your family

    Click Here For a Quick Insurance Quote
  • 5. Solar Power


    Finding ways to save energy and money in your home isn’t a new concept, but there are many more options available today. According to the Solar Energy Industries Association, prices of solar have dropped by 60% over the last decade. No longer a fringe industry, solar power is beginning to catch on. So, yes, you’re not imagining things if you’re seeing more solar panels on your neighbor’s roofs.

    If you’re looking to rely less on your electric company, click below to lean more.
    Start here to see how much you can save

    Click Here For a Free Savings Estimate

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